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Dooley Insurances Ltd t/a Dooley Insurance & Mortgage Brokers and The Dooley Insurance Group is regulated by the Central Bank of Ireland.
PROTECT YOUR BUSINESS
Shop & Retail Insurance for Irish Retailers
Comprehensive protection for your retail business
Safeguarding Your Retail Business
Running a shop or retail business in Ireland comes with daily responsibilities — managing stock, serving customers, employing staff, and maintaining safe premises. While retail can be rewarding, it also carries risks that could disrupt your business or lead to significant financial loss.
Why Retail Businesses Need Insurance
Retail environments are busy and unpredictable. Incidents can occur without warning and may involve customers, employees, stock, or property.
- Fire, flood, or storm damage to premises
- Theft, burglary, or shoplifting
- Accidental damage to stock or equipment
- Customer injuries on the premises
- Employee workplace accidents
- Business interruption following a major incident
Without proper insurance protection, these events can result in significant financial strain or even force a temporary or permanent closure.
What Could an Incident Cost Your Business?
Property Damage
Damage to your premises from fire, storm, or flooding can require costly repairs and replacement of fixtures, fittings, and equipment.
Loss of Stock
Retail businesses rely heavily on stock. Theft, damage, or spoilage can result in substantial losses.
Liability Claims
If a customer slips or is injured in your shop, you may face legal claims and compensation costs.
Business Interruption
If your premises become unusable due to an insured event, you may lose revenue while repairs are carried out.
What Does Shop & Retail Insurance Cover?
Comprehensive Coverage Includes:
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Buildings and contents cover
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Stock cover
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Public liability insurance
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Employer's liability insurance
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Business interruption insurance
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Theft and burglary protection
Supporting Your Business Continuity
For many retailers, even a short closure can have serious financial consequences. Business interruption cover can help ensure your shop can reopen and continue serving customers.
Business Continuity Support
Replace lost revenue and cover ongoing expenses such as rent and wages during recovery.
Tailored Protection
Policies customized to your shop type, stock value, employee count, and trading hours.
Peace of Mind
Focus on growing your business, confident that key risks are professionally protected.
Protect What You've Built
Speak to your insurance advisor about a Shop & Retail Insurance policy tailored to your retail business.
Get a Quote Today