Painters and Decorators Insurance

Painters and decorators may operate in a lower risk environment compared to some trades, but there are still important exposures that require appropriate insurance protection.

At Dooley Insurance Group, we arrange insurance for painters and decorators across Ireland, ensuring that cover reflects the type of work undertaken and the environments in which it is carried out.

One of the most common risks in this trade is accidental damage to client property. Spills, surface damage or issues during preparation work can lead to claims. Public liability insurance provides protection against these risks, covering legal costs and compensation where applicable.

For businesses employing staff, employers liability insurance is required. Even in lower risk trades, workplace injuries can occur and this cover is essential.

Tools and equipment are also an important part of the business. Cover can be arranged to protect against theft or damage, including tools stored in vans or on site.

Painters and decorators often work in occupied properties, which increases the importance of careful risk management and appropriate insurance cover. Even a minor incident can result in disruption and financial loss.

We provide insurance solutions for painters and decorators throughout Ireland, from sole traders to established businesses. Our approach is to ensure that clients understand their cover and have confidence in the protection in place.

In the event of a claim, we support our clients through the process, ensuring that matters are handled efficiently and with minimal disruption to their business.

FAQ Section

Do painters and decorators need insurance in Ireland
Yes, public liability insurance is essential due to the risk of property damage.

What does painters insurance cover
Typically includes public liability and tools cover, with employers liability where staff are employed.

Is this trade considered low risk
It is generally lower risk than some trades but still carries exposure to claims.

Does insurance cover accidental damage
Yes, public liability insurance can cover accidental damage to third party property.