Builders Insurance

Builders operate across a wide range of projects, from small residential works to large scale construction. This diversity brings with it a broad spectrum of risks that require careful consideration when arranging insurance.

At Dooley Insurance Group, we work with builders throughout Ireland to ensure their insurance cover reflects the scale and nature of their operations. As an independent brokerage, we provide access to multiple insurers and focus on delivering practical protection supported by strong claims service.

Construction work presents inherent risks. Accidental damage to third party property, injury to members of the public or issues arising during the course of a project can result in significant financial exposure. Public liability insurance is a core element of a builder’s insurance programme, providing protection against these types of claims.

For builders employing staff, employers liability insurance is essential. Construction environments carry increased risk of workplace injury, and this cover ensures protection for both the business and its employees.

In addition, many building projects require contract works insurance. This provides cover for works in progress, protecting against risks such as fire, storm damage or vandalism before a project is completed and handed over.

Tools and equipment are also critical to day to day operations. Cover can be arranged to protect against theft or damage, including items stored on site or in vehicles, subject to policy terms.

We arrange cover for builders across Ireland, from one person operations to established firms managing multiple projects. Our role is to ensure that each client has a clear understanding of their risks and that appropriate cover is in place.

In the event of a claim, our team works closely with clients to ensure the process is handled efficiently, allowing them to focus on continuing their business operations.

FAQ Section

What insurance does a builder need in Ireland
Builders typically require public liability insurance, employers liability if staff are employed and contract works insurance for projects.

What is contract works insurance
It covers building works while they are in progress against risks such as fire, storm damage or vandalism.

Is builders insurance required by law
Employers liability is required where staff are employed. Other covers are often contractually required.

Does builders insurance cover tools
Tools cover can be included to protect against theft and damage.